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Pulse is an investment club dedicated to collaborative real estate, bringing together a limited number of investors around targeted projects.

By taking part in a project, each member acquires a share of the returns and receives income every quarter, while Pulse takes care of the entire management of the property.

An investors' club is a small group of individuals who finance a real estate project together.

Each Pulse project brings together between 5 and 10 investors around an operation designed and structured from A to Z, without any bank loan.

The rent and the capital gain on resale are distributed to each member in proportion to their investment.

No. With Pulse, you invest through a dedicated structure (SPV) that holds the real estate project.

You benefit directly from the project's performance (rent and any capital gain on resale), rather than from a simple fixed rate as with most crowdfunding platforms.

Pulse is aimed at informed investors, approved in advance, who wish to access targeted real estate projects and generate a return without devoting their time or energy to it.

All participation is subject to prior regulatory checks (KYC/AML).

Investing alone abroad can be complex, risky and require significant resources.

Pulse pools resources, oversees every step of the project and gives access to structured real estate operations, without you having to manage the technical or administrative aspects.

If you are interested in a project, Pulse holds an interview to validate your profile and objectives. You then complete a KYC/AML process. Once approved, you receive the full project documentation and can formalise your commitment.

The duration varies depending on the project. The operating phase lasts 5 years on average, followed by the resale of the project.

Each project has an investment period defined from the outset, designed to optimise performance.

If you wish to exit earlier, you can transfer your participation, for example to another investor, in accordance with the terms set out in the contract.

Each project is divided into shares of an amount set in advance.

For example, a €200,000 project can be split into 10 shares of €20,000.

You can subscribe to one or more shares, subject to availability.

Rental income is distributed periodically (for example, every quarter) according to the terms of the project. Any capital gain is distributed on resale, in proportion to your investment.

No. As with any investment, results depend on the actual performance of the project and the market. Pulse structures and manages operations rigorously to maximise their potential, but without any guaranteed return.

Real estate investment, even when well structured, carries a risk of partial or total loss of capital, as well as a liquidity risk.

Only invest money you do not need immediately.

A project is validated as soon as 90% of the planned amount has been invested.

If this threshold is not reached, the operation is cancelled and all funds paid are refunded to the investors.

Each project is structured through an SPV (Special Purpose Vehicle) dedicated to the project, separate from Pulse.

Each co-investor signs a PPN (Profit Participation Note) with the SPV, i.e. a loan agreement overseen by a lawyer. This document defines your rights, the use of the funds (solely for the identified project) and your repayment terms.

Pulse handles the selection of the asset, the legal and financial structuring, operational management and monitoring.

Your investment is held in an SPV (a company dedicated to the project), separate from Pulse. The terms of the investment are governed by the PPN, and all flows go through the SPV's bank account, making every movement traceable and verifiable.

In the event of difficulty, the property is sold and the proceeds of the sale are used first to repay investors.

An SPV (Special Purpose Vehicle) is created to carry one specific, single project. This ensures that its legal life, accounts and contracts relate exclusively to that operation, which makes management, transparency and liquidation easier once the project is completed.

Pulse manages and represents the SPV.

This system is exactly the one used by private banks and investment funds. We therefore apply the same standards of security and transparency, but in a framework more accessible to individuals.

The advantages:

• Complete separation: the SPV isolates each project, so your funds are never mixed with others.
• Legal protection: the PPN is a loan agreement drafted by a lawyer, which clearly sets out your rights and obligations.
• Banking traceability: money only flows through the SPV's bank account, and every movement can be verified.
• A tangible asset as security: your investment becomes land and a villa, which can be sold if necessary to repay you.
• Aligned interests: Pulse is only paid if the project moves forward, exactly as in a professional fund.

Each project is legally independent of Pulse. Even if Pulse ceased its activities, the villa would continue to be operated and to generate income.

The management of the project could be transferred to another trusted operator, to ensure continuity of operation and payment of rent. In any case, your funds remain tied to the tangible real estate asset that secures your investment.

Pulse is a private investment club operating within a strictly restricted framework. Opportunities are offered only to a limited number of selected investors.

Each project is structured through a dedicated SPV, governed by private contractual agreements.

Pulse does not make offers to the public and does not carry out crowdfunding activities within the meaning of the regulations.

Yes. Before any subscription, each investor must complete a KYC (Know Your Customer) process.

This check, required by our banking partners, verifies identity and the origin of funds, in accordance with anti-money laundering and counter-terrorist financing requirements.

The SPV is established in a tax-transparent jurisdiction, which avoids double taxation and allows income to be paid directly to investors.

Investors receive their gains in the form of interest and capital gains linked to a PPN (Profit Participation Note).

The tax applied then depends on the country of residence, according to the local tax treatment.

In Sri Lanka, rental income is in principle taxed at 30%. However, there is no annual property tax.

Thanks to the PPN, income is treated as loan interest and subject to a withholding tax of only 14%.

This mechanism significantly reduces the taxable base and improves the net return.

In Sri Lanka, real estate capital gains are subject to a 10% tax (CGT).

Rent and the resale price are denominated in EUR/USD, as is customary in Sri Lanka for properties aimed at an international clientele.

The proceeds of the sale are paid into a foreign currency bank account (FCA), which protects investors from the volatility of the Sri Lankan rupee.

The 2022 crisis was an exceptional case, linked to Covid and poorly managed political decisions. Since then, the country has been supported by an IMF programme, with India and Japan as guarantors, and international tourism is recovering strongly. The new government is taking concrete measures to restore the economy, with very encouraging signs of lasting stability.